YMPEs

Year	YMPEs	Three Year Avg.	Five Year Avg.	Basic Exemption	YAMPE (For CPP2)
2025	71,300.00	68,800.00	66,580.00	3,500.00	81,200.00
2024	68,500.00	66,666.67	64,060.00	3,500.00	73,200.00
2023	66,600.00	64,336.67	61,840.00	3,500.00	0.00
2022	64,900.00	61,773.33	59,700.00	3,500.00	0.00
2021	61,600.00	59,233.33	57,780.00	3,500.00	0.00
2020	58,700.00	57,333.33	56,440.00	3,500.00	0.00
2019	57,400.00	56,200.00	55,420.00	3,500.00	0.00
2018	55,900.00	55,366.67	54,440.00	3,500.00	0.00
2017	55,300.00	54,600.00	53,480.00	3,500.00	0.00
2016	54,900.00	53,666.67	52,440.00	3,500.00	0.00

2015	53,600.00	52,400.00	51,120.00	3,500.00	0.00
2014	52,500.00	51,233.33	49,840.00	3,500.00	0.00
2013	51,100.00	49,833.33	48,600.00	3,500.00	0.00
2012	50,100.00	48,533.33	47,360.00	3,500.00	0.00
2011	48,300.00	47,266.67	46,080.00	3,500.00	0.00
2010	47,200.00	46,133.33	44,840.00	3,500.00	0.00
2009	46,300.00	44,966.67	43,620.00	3,500.00	0.00
2008	44,900.00	43,566.67	42,460.00	3,500.00	0.00
2007	43,700.00	42,300.00	41,460.00	3,500.00	0.00
2006	42,100.00	41,233.33	40,540.00	3,500.00	0.00
2005	41,100.00	40,500.00	39,780.00	3,500.00	0.00
2004	40,500.00	39,833.33	39,080.00	3,500.00	0.00
2003	39,900.00	39,100.00	38,460.00	3,500.00	0.00
2002	39,100.00	38,333.33	37,860.00	3,500.00	0.00
2001	38,300.00	37,766.66	37,200.00	3,500.00	0.00
2000	37,600.00	37,300.00	36,620.00	3,500.00	0.00
1999	37,400.00	36,700.00	36,080.00	3,500.00	0.00
1998	36,900.00	36,033.33	35,480.00	3,500.00	0.00
1997	35,800.00	35,366.66	34,780.00	3,500.00	0.00
1996	35,400.00	34,900.00	34,060.00	3,500.00	0.00
1995	34,900.00	34,233.33	33,080.00	3,400.00	0.00
1994	34,400.00	33,333.33	31,880.00	3,400.00	0.00
1993	33,400.00	32,033.33	30,540.00	3,300.00	0.00
1992	32,200.00	30,533.33	29,160.00	3,200.00	0.00
1991	30,500.00	30,533.33	30,533.33	3,000.00	0.00
1990	28,900.00	0.00	0.00	2,800.00	0.00
1989	27,700.00	0.00	0.00	2,700.00	0.00
1988	26,500.00	0.00	0.00	2,600.00	0.00
1987	25,900.00	0.00	0.00	2,500.00	0.00
1986	25,800.00	0.00	0.00	2,500.00	0.00
1985	23,400.00	0.00	0.00	2,300.00	0.00
	0.00	20.00	0.00	0.00	0.00

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	Commuted Value Interest Rates(CIA %) - 2024
Select Year: 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 Month Rate Post Period Rate January 4.10 4.20 February 4.30 4.50 March 4.40 4.60 April 4.30 4.60 May 4.70 4.90 June 4.70 4.80 July 4.40 4.60 August 4.00 4.60 September 3.90 4.60 October 3.70 4.60 November 4.00 4.60 December 3.90 4.50

CPP / QPP Contributions and Benefits

Year Annual ER Cont. Annual EE Cont. Monthly Retirement Ben. Annual Retirement Ben. Monthly Disability Annual Disability Ben. 2025 4,034.10 4,034.10 1,387.08 16,645.00 1,616.52 19,398.24 2024 3,867.50 3,867.50 1,334.58 16,015.00 1,546.05 18,552.60 2023 3,596.70 3,596.70 1,288.33 15,460.00 1,457.45 17,489.40 2022 3,499.80 3,499.80 1,243.75 14,925.00 1,457.45 17,489.40 2021 3,166.45 3,166.45 1,203.75 14,445.00 1,387.66 16,651.92 2020 2,898.00 2,898.00 1,175.83 14,110.00 1,335.83 16,029.96 2019 2,748.90 2,748.90 1,154.58 13,855.00 1,335.83 16,029.96 2018 2,593.80 2,593.80 1,134.17 13,610.00 1,313.66 15,763.92 2017 2,564.10 2,564.10 1,114.17 13,370.00 1,290.81 15,489.72 2016 2,544.30 2,544.30 1,092.50 13,110.00 1,290.81 15,489.72

2015	2,479.95	2,479.95	1,065.00	12,780.00	1,236.35	14,836.20
2014	2,425.50	2,425.50	1,038.33	12,460.00	1,236.35	14,836.20
2013	2,356.20	2,356.20	1,012.50	12,150.00	1,212.90	14,554.80
2012	2,306.70	2,306.70	986.67	11,840.00	1,185.50	14,226.00
2011	2,217.60	2,217.60	960.00	11,520.00	1,153.37	13,840.44
2010	2,163.15	2,163.15	934.17	11,210.04	1,126.76	13,521.12
2009	2,118.60	2,118.60	908.75	10,905.00	1,105.99	13,271.88
2008	2,049.30	2,049.30	884.58	10,615.00	1,077.52	12,930.24
2007	1,989.90	1,989.90	863.75	10,365.00	1,053.77	12,645.24
2006	1,910.70	1,910.70	844.58	10,135.00	1,031.05	12,372.24
2005	1,861.20	1,861.20	828.75	9,945.00	1,010.23	12,112.76
2004	1,831.50	1,831.50	814.17	9,770.04	992.80	11,913.60
2003	1,801.80	1,801.80	801.25	9,615.00	971.26	11,655.12
2002	1,673.20	1,673.20	788.75	9,465.00	956.05	11,472.60
2001	1,496.40	1,496.40	775.00	9,300.00	935.12	11,221.44
2000	1,329.90	1,329.90	762.92	9,155.00	917.43	11,009.16
1999	1,186.50	1,186.50	751.67	9,020.00	903.55	10,842.60
1998	1,068.80	1,068.80	744.79	8,937.48	895.35	10,744.32

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	Old Age Security
Year Monthly OAS Annual Basic Max(1st Quarter) 2025 727.67 0.00 2024 713.34 8,560.08 2023 707.76 8,492.16 2022 666.83 8,001.96 2021 635.26 7,623.12 2020 614.14 7,369.68 2019 613.53 7,362.36 2018 600.85 7,210.20 2017 585.49 7,025.88 2016 578.53 6,942.36

2015	569.95	6,839.40
2014	563.74	6,764.88
2013	550.99	6,611.88
2012	544.98	6,539.76
2011	537.97	6,455.64
2010	521.62	6,259.44
2009	516.96	6,203.52
2008	502.31	6,027.72
2007	491.93	5,903.16
2006	484.63	5,815.56
2005	471.76	5,661.12
2004	462.47	5,549.64
2003	453.36	5,440.32
2002	442.66	5,311.92
2001	431.36	5,176.32
2000	419.92	5,039.04
1999	410.82	4,929.84
1998	407.15	4,885.80
1997	400.71	4,808.52
1996	394.71	4,737.12
1995	387.74	4,652.88

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	CANSIM Rates (12 month average for EE contributions)
Year Rate(%) 2025 3.2042 2024 3.0992 2023 2.5500 2022 0.7483 2021 0.9758 2020 1.4500 2019 1.1883 2018 1.0083 2017 1.1667 2016 1.2525

2015	1.4500
2014	1.4500
2013	1.5833
2012	1.7100
2011	1.8383
2010	1.7583
2009	2.8067
2008	3.0850
2007	2.9100
2006	2.4550
2005	2.7500
2004	3.0000
2003	3.8000
2002	3.9000
2001	5.2500
2000	4.7000
1999	4.2500
1998	4.6000
1997	5.3500
1996	6.7000
1995	6.8000
1994	5.3000
1993	6.6000
1992	8.1000
1991	10.3500
1990	9.7500
1989	8.0000
1988	7.2500
1987	6.5000
1986	6.0000
1985	4.0000

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	RRSP Limits
Year RRSP Contribution Limit ($) 2025 32,490 2024 31,560 2023 30,780 2022 29,210 2021 27,830 2020 27,230 2019 26,500 2018 26,230 2017 26,010 2016 25,370

2015	24,930
2014	24,270
2013	23,820
2012	22,970
2011	22,450
2010	22,000
2009	21,000
2008	20,000
2007	19,000
2006	18,000
2005	16,500
2004	15,500
2003	14,500
2002	13,500
2001	13,500
2000	13,500
1999	13,500
1998	13,500
1997	13,500
1996	13,500
1995	14,500
1994	13,500
1993	12,500
1992	12,500
1991	11,500

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	TFSA Limits
Year TFSA Limit ($) 2025 7,000 2024 7,000 2023 6,500 2022 6,000 2021 6,000 2020 6,000 2019 6,000 2018 5,500 2017 5,500 2016 5,500

2015	10,000
2014	5,500
2013	5,500
2012	5,000
2011	5,000
2010	5,000
2009	5,000

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